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Internet commerce is growing quickly. The principal concern remains security. Even though it is safer to send a credit card number over a non-secured Web site than it is to give your card to a waiter in a restaurant, not everyone is convinced.

All the big guys (AT&T, MCI, Visa, Sprint, Mastercard, Microsoft, Oracle, etc.) and some small clever ones are working on this. We will have a system as soon as the dust clears. In the meantime, visit the Money Museum.

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